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julklappstips kvinna 30 2024 SWEA International (@sweainternational) • Instagram photos and videos: The crypto winter may or may not thaw, but not everyone is going into the new year without hope: A majority of founders are optimistic about the opportunities for crypto startups in 2024 . With just days left in 2023, many Americans are turning a hopeful eye toward 2024. As inflation and interest rate hikes likely damaged their finances in the past year — but with news that .